Texas Home Insurance

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Texas Home Insurance

Your home is the usually the biggest purchase you will make and is your most valuable asset. If you have any damage, you need a Texas insurance agent who will help you navigate the claims process efficiently. At HARCO Insurance Services, we have an experienced team of insurance professionals who can work with you on your coverage options as well as support you through the claims process should they arise.

Homeowner policies will differ on where you live, the valuables in the home and which coverages you choose. A comprehensive plan will help cover you financially if you have a loss due to fire, theft or other events, in addition to the event if someone is injured on your property.

At HARCO Insurance Services, we have the home insurance specialists who can tailor a specific package to your needs and risks. We have access to top-rated insurance companies to customize coverage that meets your needs. We will compare options and work with you to provide solutions that help protect your home investment and everything that matters most to you. 

Homeowners insurance policy coverages in Texas

  • Property Coverage - to pay for repairs to your home, garage or other buildings that are damaged.
  • Personal Property - if you have a loss of valuables in your home like jewelry, electronics or guns due to theft or damage.
  • Liability - this will help cover if there is a claim when someone is injured or their property is damaged.
  • Medical Expenses - this would be medical coverage for someone that is injured, other than a resident, on your property.
  • Living Expenses - if you have a complete loss, you may need extra temporary housing or food when you're forced from your home.

There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at HARCO Insurance Services can help you understand your other risks and help you evaluate whether you may need additional coverages in your Texas home insurance plan.

Here are some additional lines of insurance that we service:

  • Beach homes
  • High value homes
  • Mortgage
  • Rental dwelling
  • Secondary residences
  • Windstorm

Contact us today at 713-681-2500 to find out more about home insurance in Houston, Texas including the Cypress, Katy, Kingwood/Atascocita/Humble, Tomball, and Woodlands/Conroe areas.

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