Texas Individual Disability Insurance

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Texas Individual Disability Insurance

Individual disability insurance is used to replace lost income if you are disabled or cannot work due to an injury or illness. At HARCO Insurance Services, we can tailor a Texas disability insurance policy to fit your individual needs. 

An individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxed but employer-paid benefits are. There are two types of individual disability insurance policies - long-term and short-term.

Disability insurance options in Texas

  • Individual disability income policy
  • Social Security disability benefits
  • Employer paid benefits

Let a HARCO Insurance Services agent explain the different options you have when considering individual disability insurance.

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