Texas Individual Disability Insurance

Individual disability insurance is used to replace lost income if you are disabled or cannot work due to an injury or illness. At Brown & Brown Lone Star, we can tailor a Texas disability insurance policy to fit your individual needs. 

An individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxed but employer-paid benefits are. There are two types of individual disability insurance policies - long-term and short-term.

Disability insurance options in Texas

• Individual disability income policy
• Social Security disability benefits
• Employer paid benefits

Let a Brown & Brown Lone Star agent explain the different options you have when considering individual disability insurance.