Texas Landlord Dwelling Insurance
Landlord or Dwelling Insurance covers those property owners that rent out one or more of their properties, including homes, apartments or condos. A landlord needs to have protection from any loss that may occur to their rental property like fire or severe weather. You can also get insurance that will help cover the loss of income since your property can’t be rented due to a loss.
Landlord Insurance Coverage options in Texas
There are certain types of landlord rental coverages that you may choose to add to your policy, including:
- Property – this will cover your property if you have a loss due to fire, damage or vandalism.
- Income – this will help to compensate you for any lost income that may occur from a covered loss. This coverage will reimburse lost income that you would have received if you had been collecting rent.
- Liability – this will help protect you from liability losses like a claim or lawsuit. You want to be protected if there is an injured person on your property. Liability insurance will help cover these costs like medical payments, legal fees or claims by the tenant.
- Options – there are other options you may want to add with your insurance agent like rent guarantee, disaster, employer liability or content insurance.
Landlord Insurance can help protect you from financial loss that may occur to your rental property from accidents, injuries or lawsuits.
Our experienced Landlord Insurance agents can assist you with your insurance needs in Houston, including the Cypress, Katy, Kingwood/Atascocita/Humble, Tomball, and Woodlands/Conroe areas.