Texas Nonprofit Insurance
Insuring your nonprofit organization can be tricky at best. There are gaps in many of the charitable immunity laws you may not be aware of. Our agents at HARCO Insurance Services can assist you in building an insurance program to meet your unique needs.
And, many nonprofits are operating on the type of budget that can't survive a large unexpected expense. The best way to protect your organization is to have coverage that meets the needs and covers the risks of your nonprofit.
Nonprofit insurance types in Texas
- General Liability Insurance - This will protect your organization against accident claims that could arise from someone (other than an employee of the organization) being involved in an accident while on your property. Your employees would be covered by your Workers' Compensation policy.
- Property Insurance - Own or rent, you want to protect the things that could be lost during an unexpected event like a natural disaster, vandalism or other occurrence. This could include furniture, equipment, computers, machinery and other items of value.
Some of the other types of insurance you might consider depending on your nonprofit:
- Cyber liability
- Workers' compensation
- Comprehensive auto
- Special events insurance
- E & O Insurance
- Directors & Officers
Whether your nonprofit is located here in Houston or somewhere else in the state of Texas, HARCO Insurance Services has the experience and an expanded network of insurance companies to help identify the most competitive rates available in the marketplace for our customers.
Give us a call so we can discuss the specifics of your nonprofit and where your exposures might be.